Life insurance for people without a Green card

Finding coverage for people that other agents forget about

Sep 20, 2018 | Pegasus Blog

Pegasus is known for focusing on the Hispanic market. Since 1995 we have been advising and fighting with carriers to create products and new coverage options for the Hispanic consumer. After the 2000 census came out some insurance carriers wised up showing that the Hispanic population is exploding!  However, even with all the steps that Pegasus has made, many insurance carriers have resisted and made insuring those people that have been in the United States for a signification amount of time difficult.

Pegasus researches many carriers to find those that will take people that do not have a permanent visa or citizenship.  Clients with different levels of status in the U.S. can be covered

“Don’t worry, clients with different levels of residency status can be covered!”

Pegasus researches many carriers to find those that will take people that do not have a permanent visa or citizenship.  Don’t worry, clients with different levels of status in the U.S. can be covered! We have the expertise and relationships to work with existing, highly rated, insurance carriers to get your clients the insurance they want and need.

Now, covering your clients is not an easy task, and Pegasus can help guide you through the entire process. From our product selection, client certification and case management processes, we build out a plan that is both affordable and best of all, will pay when your client passes.

Now, with that said…. Your client will have to have some credentials to be covered.

What your client needs for coverage

To get coverage your client will need at least one (1) of these items. You will want to contact Pegasus with everything that your client has so we can choose the correct company and product for your client.

  • ITIN (Individualized Tax ID Number)
  • Mortgage
  • Married to a U.S. Citizen
  • Resided in the United States for 5 year or more
  • Own a business
  • Have a U.S bank account
  • Have significant assets in the United States
  • U.S Visa
  • U.S Driver’s License

So if your client has some of these items, chances are that we can get them life insurance easily. Your client will get to pay the same premiums as everyone else. Again, we are not talking about sub-par insurance carriers. These are well known, highly rated carriers that their neighbor, or even you, might be insured with.

Also, your client can even name beneficiaries outside of the United States. So if they have family members out-of-country that they are trying to protect, we can make sure that they are covered. There is NO REASON that your clients should not be covered today.

If you have client’s or prospects that fit this category and cannot find a place for them, call Pegasus Insurance today.

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I know it can be easy to forget the tons of information that we read everyday. Therefore, I strongly encourage you to save this article somewhere on your computer that you can easily access. Also, lookout for our next post for sales and concept ideas.

Contact us and see if your client can be covered

Send us a quick message with your clients information and see if we can get them covered today.